Top 10 Ways to save your Marriage life from Divorce Disaster

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As per the latest survey around the globe nearly 50% of the couples end their marriage life with divorce and there are many reasons for that, either the hudband isn’t happy or the wife.

But if you wish to save your marriage life from divorce disaster that you must follow these 10 steps so that your kids will be intact with you and your life will be full of happiness.

Here are the top to tips and steps that will do wonder in the life of you and your partner.. take a look:
1.Protect property interests.

Before getting a divorce, make sure that your name is on all deeds and titles of property, whether they are jointly or individually owned.

Just because you and your soon-to-be ex shared a beach house or mountain cabin doesn’t necessarily mean that property will be considered divisible during a divorce.
2.Hire a good financial team.

A good financial team would consist of a financial planner and attorney. At the very least, they can review your settlement for problems and help you understand your legal rights.
3.Don’t forget retirement.

“State (public) plans typically have their own requirements, but they are usually not (regulated by) ERISA and city and county plans are generally not qualified plans,” Boohaker says. “They have separate requirements and sometimes they are not even divisible. So it varies.”
4.Revise lifestyle budget.

If you receive alimony or other payments, it doesn’t necessarily mean you’ll be able to afford a mortgage payment on a single income. And with credit standards tightening, your credit score or income may not be high enough to qualify for a loan.
5.Alimony vs. child support.

“If one spouse is in the 35 percent tax bracket and the other is 15 percent, it makes sense that it (family support) be done in some type of alimony scenario because the payee gains the 20 percent tax difference,” Baradihi says.
6.Check financial statements.

This is one area where things can get complicated, so you may have to consult with a good forensic accountant or a Certified Divorce Financial Analyst, and that won’t come cheap.
7.Deal with debt strategically.

“A divorce decree might say he gets all the joint credit card debt, but that’s not going to get her name off of the account and that’s not going to relieve her of responsibility if he defaults on them,” says Fadi Baradihi, CEO of the Institute for Divorce Financial Analysts.
8.Bone up on financial matters.

In many marriages, one partner takes charge of the family finances because it’s convenient, but that can mean the other partner is left in the dark about the overall financial picture.
9.Keep emotions out of it.

“The financial decisions we make in divorce that are emotionally based are absolutely the worst decisions that we’ll ever make,” says Violet P. Woodhouse, author of “Divorce & Money: How to Make the Best Financial Decisions During Divorce.”
10.Settle out of court.

It’s usually best to settle as many issues out of court as possible, he says. Oftentimes, this can be done with the help of a mediator or arbitrator. Find one with a background as a judge or an experienced family law attorney who understands the laws in your state.

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